LOAN INTEREST RATES

THE SONEPAT URBAN COOP. BANK LTD.,SONEPAT 
RATE OF INTT. ON ADVANCES W.E.F. 01.08.2025 
PARTICULARS LOAN UNSEC TERM LOAN SECURED TERM LOAN SSI/MSME AGRICULTURE ALLIED ACTIVITY  TRADERS EASY LOAN/ LIMIT TRADERS EASY (APMC) CASH CREDIT CASH CREDIT SSI/MSME TRADERS CASH CREDIT TRADERS CASH CREDIT SSI/MSME CASH CREDIT AGAINST PROPERTY EDU. INST.
TERM LOAN CASH CREDIT
PRODUCT CODE 3014 3013 3038 3035 6027 3041/6033 6034 6020 6025 6023 6026 6028 3034
UPTO AND INCLUSIVE OF 50,000/- 11.25% 11.25% 11.05% 11.05% 11.05% 11.75% 11.25% 11.25% 11.05% 11.50% 11.25% 11.35% 12.00%
ABOVE 50000/- AND UPTO  25 LAKH   10.15% 9.45% 9.95% 9.70% 10.40% 9.90% 9.90% 9.45% 10.15% 9.90% 10.00% 10.90%
ABOVE 25 LAKH AND UPTO  75 LAKH   10.15% 9.35% 9.85% 9.40% 10.20% 9.70% 9.70% 9.35% 9.95%        (UPTO 40 LAKH) 9.75%        (UPTO 40 LAKH) 9.80% 10.90%
ABOVE 75 LAKH AND UPTO  125 LAKH   9.85% 9.50% 9.55% 9.10% 9.90% 9.40% 9.40% 9.50%     9.50%     (UPTO 1 CR)  10.60%
ABOVE 125 LAKH AND UPTO 200 LAKH   9.60% 9.30% 9.30% 9.00% 9.80% 9.30% 9.30% 9.30%       10.35%
ABOVE 200 LAKH AND UPTO 500 LAKH   9.35% 9.50% 9.05% 8.90%     9.20% 9.50%       10.10%
ABOVE 500 LAKH   10.30% 9.25% 8.25% 8.90%     10.25% 9.25%        
 
HOUSING LOAN -CONSTRUCTION/PURCHASE   VEHICLE LOAN COMMERCIAL REAL ESTATE
3017 3030 3037
UPTO 25 LAKH ABOVE 25 LAKH UPTO 25 LAKH ABOVE 25 LAKH UPTO 25 LAKH ABOVE 25 LAKH
8.15% 8.25% 8.25% 8.50% 10.55% 10.25%
 
WCTL LOAN   LAP LOAN   GOLD LOAN   SHOP CUM HOUSE -CONSTRUCTION/PURCHASE
3031 3036 3040 3033
UPTO 25 LAKH UPTO 25 LAKH UPTO 1 LAKH UPTO 140 LAKH
10.75% 10.75% 11.25% 9.75%